Rates, Deductions and Remittances

For all eligible workers, the employer is required to make monthly Pension Plan and Group Benefits contributions according to the Annual Rate sheet. Employees are also required to make contribution to the Pension Plan, the Extended Health and Dental Plans, as well as, paying the full costs of the Non-Taxable Long-Term Disability Insurance Plan. Employers are responsible for deducting the employee\\'s share of contributions from the employee's salary. These required deductions will be remitted as part of the payment to be made to LCC Worker Benefit Plans.

The monthly bills will provide details on the employee's payroll deduction.
 

All full time employees must be enrolled in both the Pension Plan and the Group Benefits Program if they meet the required criteria of working more than 24 hours per week. A worker can be exempt only from enrolment in the Extended Health and Dental plan if they have other comparable coverage such as that available through a spouse's employer's plan.

If an employee works less than 24 hours per week, and once they have worked for two consecutive years and met minimum earnings or in some provinces hours requirements, they must be enrolled in the Pension Plan only. For further details, please refer to the Who to Enroll section of the website. Employees in these circumstances are not enrolled in the Group Benefits Program.

To calculate the annual cost of enrollment in the LCC Worker Benefit Plans please see the following rate sheet.

• 2025 Rate Sheet

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